One of the few things about life we can predict is that life is unpredictable. Circumstances change in a heartbeat. Issues start piling up that were nowhere on our radar screen. With relief, we leave behind unexpected trials in one season only to face shocking ones in the next. We did not anticipate a financial crisis or a disease dramatically altering our life. No telegraph, sirens or flashing lights warn us of the tidal wave coming just around the corner....